How to Prepare for Your First Appointment with a Debt Counsellor Taking the step to speak to a debt counsellor can feel intimidating — especially if you’re already feeling stressed about money. Many people delay this first appointment because they’re unsure what to expect, what documents they need, or whether they’ll be judged for their…
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How to Use the 50/30/20 Rule with Your Debt Repayment Plan Budgeting is one of the most important tools for regaining control of your finances — especially when you’re working through a debt repayment plan. One of the most popular and easy-to-understand budgeting methods is the 50/30/20 rule. But how does it work when debt…
Read article When debt starts affecting your ability to cover essentials, choosing the right solution can feel overwhelming. Two of the most commonly searched options in South Africa are debt review and debt consolidation. While both aim to make debt more manageable, they work in very different ways and are suited to very different financial situations. Understanding…
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